Tuesday, December 15, 2009

WHAT WENT WRONG????????

New Orleans geographical location points where natural phenomena’s happen. Its has been know for centuries that its not the best location for people to settle, but because of its great historic city that people cant seem to abandon. Ever since the 1800’s natural disasters have hit New Orleans some levees have broken, hurricanes killed a lot of people, floods etc. In Article Flirting with Disaster its mention that an Organizational bystander, is a person that fails to take necessary action when important threats or opportunities arise. People in New Orleans that constructed and settle been had knowledge of its geographical threats.

       On August of 2005 Hurricane Katrina hit New Orleans killing over 1,300 people, putting millions out of homes, and leaving thousands without jobs or income. Hundreds of thousands of homes were destroyed or drastically damaged. The few weeks after the disaster, many individuals were left ruined, without food, water or a roof over their heads. In disaster as devastating as Katrina the Government was not well equipped and not ready for this storm.   In City adrift they mention that the government said, “ They couldn't foresee, couldn’t anticipate”.  That was not the natural disaster, but rather the human disaster that followed.  

   The accessibility of insurance became a matter of life or death, especially the living expenses under “loss of use” clauses in homeowner’s policies. Many homeowners’ policyholders, who were hungry, worn out, shocked and on the streets, immediately looked to their insurance carrier to come to help with living expenses. What many of these residents found was not help, but rather conflict by their insurance carriers to pay anything at all. It was soon after Katrina hit that insurance companies began looking for ways to escape responsibility to their homeowner’s policyholders. They publicly declared that most of the damage was due to flooding. Only those who carried flood insurance which is underwritten by the federal government, would get any coverage, leaving insurers entirely off the hook for paying Katrina-related claims. This included payment of temporary living expenses, which flood insurance does not provide. This was despite the fact that neither the law nor the facts justified insurers’ behavior.

  FEMA monitor complaints, refer them to state insurance departments and keep records of hurricane-related insurance problems. This affected policyholders covered by several different insurance carriers. Insurance carriers were unreachable or simply refused to respond to their policyholders at all. With more than 1,000 lives lost in Katrina and the hundreds of thousands of people still in bad circumstances, and the insurance industry flush with money, the industry should pay these claims. The government needs to step in and help these victims of Katrina.

 

Thursday, December 10, 2009

New Orleans’ history, culture, and geography

The city of New Orleans was founded in 1718 by the Sier de bienvikke, a French Canadian nobleman believed that a port should be built. New Orleans unique connection with a bay that made it perfect for trade across the US, Bienville started to build roads in his new city. In 1722 great hurricanes hit New Orleans that drowned new build city. The first generation ignored causing them to keep building but more levees between the town and the river. Through the 1800’s to 1927 some levees did not function, hurricanes killed a lot of people, floods etc..  New Orleans just kept rebuilding because it was Major commodity crops of sugar and cotton. Slave labor on large plantations outside the city.New Orleans from the 1888  The Haitian Revolution of 1804 established the second republic in the Western Hemisphere and the first led by blacks. Haitian refugees, both white and free people of color, arrived in New Orleans, often bringing slaves with them. While officials wanted to keep out more free black men, French Creoles wanted to increase the French-speaking population.

The population of the city doubled in the 1830s and by 1840, New Orleans had become the wealthiest and third-most populous city in the nation. New Orleans was the birth of Jazz music. The style combined earlier brass band marches with French Quadrilles. the "New Orleans Traditional" revival movement began in 1942 and was extended by the French Quarter during the 1960s.

In the 1800’s depression hit New Orleans’s there was only room for project building. By the 1940s things started to pick up again but they did not have the skill to compete against the industrial muscle. New Orleans found it self-competing with technology of shipping, which was threating to the economical foundation and its old city. They had to face reality of its sudden suburban explosion that carried segregation to separate blacks from the white towns. The revolution ports allowed New Orleans to make some money, and gained most its revenue from the transporting goods. On pg71 of article “the making of an urban landscape” the say “new Orleans has a relatively small captive market of shippers who must use the ports facilities”. Technology caught up to them the 1960’s because of interstate highways.

In the 1970’s New Orleans had a racial malady. They lived poor and with low education, and high crime. While the whites increased economically, blacks were isolated and abused from their rights. Ghettos were built to segregate the blacks from the whites with the city. On PG 99 The Making of an Urban Landscape.  It says “During the 1960s whites abandoned public schools because black population has increasing”.  New Orleans public schools were abandoned because Blacks outnumbered whites in schools casing white children to go to private schools.